We have many funding sources for your purchase transaction.
First and foremost, if financing is necessary, we want to see you get the lowest possible interest rate. That is why we recommend trying your local Bank or Credit Union first. Banks and Credit Unions give premium interest rates to their qualifying customers. And your chances are better because you already have established a relatoinship with your Bank or Credit Union. We also have a well established relationship with Westlake Financial who offers financing as well.
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Our Goal is to see you drive away with your new used car!
We also have access to specialty auto finance companies. Even if you have had past credit problems, we can still help. By credit problems, we mean:
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Income Requirements
Of course if financing is needed, you will need to be able to prove sufficient income to cover your new car payment and still be able to handle the payments you had before. The last thing we want to do is put you into a vehicle that has too high of a payment for your budget.
Application Process
Kevin will assist you in our office with your loan application. He will help you decide which financing option is best for your situation. He will then submit your application to the appropriate bank or finance company. Be sure to have your Identification, last two paystubs or proof of income and proof of auto insurance (if you are a current policyholder).
You can also search online for your own financing. There are several auto loan companies that will allow you to apply online.
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